Knoxville Motorcycle Accident Lawyer
According to the National Highway Transportation and Safety Association, motorcycle accidents and subsequent deaths have been on the rise since 1998. Of all deaths associated with motorcycle accidents, 40% are the result of automobiles or trucks turning left in front of motorcycles. There are a number of factors involved in motorcycle accidents, but distracted driving is increasingly being blamed for the growing number of serious injuries and deaths.
Causes of Motorcycle Accidents
- Distracted driving
- Intoxicated driving
- Reckless or hostile driving
- View obstructions
- Defective vehicles
- Defective roadways
If you or someone you love has been involved in a motorcycle accident, contact a capable personal injury attorney. There are a few other vital steps you should take, however:
- Call the police.
- Call your insurance company.
- Get the driver’s license number, contact information, and insurance information of the other driver(s) involved.
- Get the contact information of any available witnesses.
- Either visit the emergency room or make an appointment with your doctor for a thorough physical examination.
- Do not miss any scheduled medical appointments. Your insurance company may deny or reduce your compensation if you fail to seek treatment for your injuries.
- Take pictures of the damage to your motorcycle before you have any repairs done.
- Take pictures of the scene of the accident, specifically any skid marks, debris, traffic signs, and road conditions.
- Keep a tally of the number of days you miss work as a result of the accident.
- Keep careful records of any expenses, medical or otherwise, related to the accident.
Insurance Coverage Information for Motorcycle Accidents
Tennessee law does not require you to prove financial responsibility for your motorcycle when registering it, but it does require verification of insurance coverage. If you are in an accident, however, you will have to comply with Financial Responsibility Laws, which require you to prove you are capable of paying for any resulting property damage. If you are not able to prove your financial responsibility, you could face Class C misdemeanor charges, which are punishable by a fine of up to $100.
Under Tennessee law, you are required to have the following minimum amounts of liability insurance coverage:
- $25,000 for bodily injury or death of one person in any one accident
- $50,000 for bodily injury or death of two or more persons in any one accident
- $15,000 for damage to property for one accident
Other types of insurance coverage include:
- Medical Payment Coverage, also known as “med-pay” or “personal injury protection (PIP),” covers the insured driver and his or her passengers for payment for injuries sustained, regardless of the fault of the driver.
- Uninsured or Underinsured Motorist Coverage protects you against a negligent driver who does not have liability insurance coverage, or has coverage that is inadequate to fully compensate you for your damages.
- Collision and Comprehensive Coverage covers the repair or replacement of your own automobile after an accident, regardless of who is at fault.
Motorcycle Accidents Largely Caused by Negligence
The negligence of other drivers contributes substantially to many motorcycle accidents in Tennessee. “Negligence” refers to a driver’s failure to employ rational and responsible care in a specific situation, therefore resulting in an accident. The law insists that all motorists adopt a “duty to care” about any potential victims of their behavior on the road. Lawsuits are filed when this responsibility is not taken seriously, leading to a “breach of duty,” in which negligence is evident. Examples of negligence related to motorcycle accidents include:
- Driving too fast or too slow for current road, weather, or traffic conditions
- Intoxicated driving
- Distracted driving
- Reckless driving
- Ignoring the rules of and signs on the road
There is a statute of limitations in Tennessee for when legal action can be taken in court for certain offenses. When it comes to personal injury suits such as motorcycle accident lawsuits, the statute of limitation is typically one year from the date of the accident to file a personal injury claim. You can read the statute of limitations guidelines for personal injury claims in Tennessee by reading §28-3-104(a)(1) of the Tennessee Code.
The period of time following a serious and traumatic motorcycle accident can be very overwhelming. There are many decision to be made concerning medical care, bills, and diminished income as a result of time off at work. If you or someone you love has been injured in a motorcycle accident in Knox County, it is vital that you act quickly to preserve any evidence and to safeguard the integrity of your legal claim.
The lawyers at The Sexton Law Firm have the experience with this aspect of the law that you need, as well as a reputation you can trust. We are prepared to assist you wit all of the required legal paperwork to ensure that your lawsuit is filed before the statute of limitations deadline. Our offices are located in Bristol, Knoxville, Nashville, Sevierville, and their surrounding counties to provide you with the most convenience possible. Call us today for a free and confidential consultation, or fill out the quick contact form.